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Notice Account


Notice accounts are a great way of looking after your short to medium term savings needs, paying a higher interest rate on cash you don't need immediate access to.

Our Notice accounts mean you can still enjoy attractive interest rates without locking your money away for years at a time.

To make sure it's the right account for you, please read through the Key product details and the Is it for me? sections, together with the General Savings Conditions and the Key Features & Summary Box document which includes the specific conditions for the account.

Key product details

Things you need to know about our Notice accounts are:

  • you can deposit any amount between £5,000 and £1,000,000
  • you can add to your savings at any time (up to the £1,000,000 maximum)
  • we calculate interest daily and you can receive it monthly or annually
  • the interest rate is variable
  • you must give us the agreed amount of notice to make a withdrawal
  • if your balance falls below £5,000, your interest rate will reduce to 0.10% AER* (0.10% annual GROSS**; 0.10% monthly GROSS**) fixed until your balance increases to £5,000 or more
  • all payments to and from your Charter Savings Bank account must be from the same UK bank or building society Nominated Account you provide when applying for the Account

Is it for me?

This might be the right type of account for you if you:

  • want to achieve a higher rate of interest than you might get with an Easy Access account
  • know you won't need immediate access to your savings
  • want peace of mind that you can access your savings by simply giving us the agreed amount of notice
  • want an account you can open and manage online or by post

Name Interest
AER* Online Postal
Name:95 Day Notice - Issue 46 Interest Paid:Annually Balance From: £5,000 Balance To: £1,000,000 Gross Interest**:1.75% AER*:1.75% Online: account available Postal: account not available for this product  
Name:95 Day Notice - Issue 46 Interest Paid:Monthly Balance From: £5,000 Balance To: £1,000,000 Gross Interest**:1.74% AER*:1.75% Online: account available Postal: account not available for this product  

* AER stands for annual equivalent rate and illustrates what the interest rate would be if it was paid and compounded once each year.
** GROSS - the interest that you earn on money in your account before income tax is deducted.
The notice and easy access accounts have variable interest rates.
We reserve the right to withdraw these products from sale at any time.

Financial Services Compensation Scheme

Financial Services Compensation Scheme

Your eligible deposits held by a UK establishment of Charter Savings Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered. Please click here for further information or visit www.fscs.org.uk.