Saving, like so many things in life, is about balancing your needs. We've listened to what savers like you have to say, and put together a simple range of products so you can choose the combination of access, rate, and certainty that suits you the most.
Choosing the best savings option is easy with Charter Savings Bank because we only have simple, straightforward and easy to understand ways to help you grow your savings. Whether you're saving over a longer term for a special occasion, or looking for a home for money that you can access quickly, we've got a savings account for you.
Click on the product tabs on the left for further product information.
If you don't need access to your money for one, two or sometimes even up to five years, our Fixed Rate Bonds are ideal for growing your savings. You'll get a fixed rate of interest for a fixed period of time, and you can relax knowing what your savings are earning for the life of the bond.
With an Easy Access account you're free to make deposits whenever you want, and make withdrawals to suit your needs. All very simple and straightforward.
If you don't need access to your money for one, two or sometimes even up to five years, our Fixed Rate Cash ISAs are ideal for growing your tax free † savings. You'll get a fixed rate of interest paid tax free † for a fixed period of time, and you can relax knowing what your savings are earning throughout the fixed rate period.
With an Easy Access Cash ISA you're free to make deposits whenever you want (up to your annual ISA allowance), and make withdrawals whenever you need to.
| Product | Name | Interest paid |
Balance from |
Balance to |
Gross interest** |
AER* | Online | Postal | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fixed Rate Bond | Name | 5 Year Fixed Rate Bond | Interest paid | Annually | Balance from | £5,000 | Balance to | £1,000,000 | Gross interest** | 1.00% | AER* | 1.00% | Online |
|
Postal |
|
| Name | 5 Year Fixed Rate Bond | Interest paid | Monthly | Balance from | £5,000 | Balance to | £1,000,000 | Gross interest** | 1.00% | AER* | 1.00% | Online |
|
Postal |
|
|
| Easy Access | Name | Easy Access - Issue 19 | Interest paid | Annually | Balance from | £5,000 | Balance to | £1,000,000 | Gross interest** | 0.40% | AER* | 0.40% | Online |
|
Postal |
|
| Name | Easy Access - Issue 19 | Interest paid | Monthly | Balance from | £5,000 | Balance to | £1,000,000 | Gross interest** | 0.40% | AER* | 0.40% | Online |
|
Postal |
|
| Product | Name | Interest paid |
Balance from |
Balance to |
Tax Free † |
AER* | Online | Postal | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fixed Rate Cash ISA | Name | 5 Year Fixed Rate Cash ISA | Interest paid | Annually | Balance from | £5,000 | Balance to | £1,500,000 | Tax Free† | 0.85% | AER* | 0.85% |
|
|
| Name | 5 Year Fixed Rate Cash ISA | Interest paid | Monthly | Balance from | £5,000 | Balance to | £1,500,000 | Tax Free† | 0.85% | AER* | 0.85% |
|
|
|
| Easy Access Cash ISA | Name | Easy Access Cash ISA - Issue 18 | Interest paid | Annually | Balance from | £5,000 | Balance to | £1,500,000 | Tax Free† | 0.40% | AER* | 0.40% |
|
|
| Name | Easy Access Cash ISA - Issue 18 | Interest paid | Monthly | Balance from | £5,000 | Balance to | £1,500,000 | Tax Free† | 0.40% | AER* | 0.40% |
|
|
|
* AER stands for annual equivalent rate and illustrates what the interest rate would be if it was paid and compounded once each year.
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Your eligible deposits with Charter Savings Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered. Please click here for further information or visit www.fscs.org.uk.
