Fixed Rate Bond

Fixed Rate Bonds generally offer a higher rate of interest for money that you can afford to put away for a year or more. The rate of interest is fixed for the full term of the bond, but you need to ensure you won't need access to your savings as you won't be able to make a withdrawal until the end of the fixed period.

Bonds are limited edition accounts which may be withdrawn from sale at any time without notice, so if you see one you like, don’t wait too long to apply as there are no guarantees it will still be available the next time you look. You can apply for and manage your bond online.

To make sure it's the right account for you, please read through the Key product details and the Is it for me? sections, together with the General Savings Conditions and the Key Features & Summary Box document which includes the specific conditions for the account.

 


Name Interest
paid
Balance
from
Balance
to
Gross
interest**
AER* Online Postal

1 Year Fixed Rate Bond

AER*

4.46%

Gross interest**

4.37%

Balance

£5,000 - £1,000,000

Interest paid

Monthly

1 Year Fixed Rate Bond

AER*

4.46%

Gross interest**

4.46%

Balance

£5,000 - £1,000,000

Interest paid

Annually

18 Month Fixed Rate Bond

AER*

4.25%

Gross interest**

4.17%

Balance

£5,000 - £1,000,000

Interest paid

Monthly

18 Month Fixed Rate Bond

AER*

4.25%

Gross interest**

4.25%

Balance

£5,000 - £1,000,000

Interest paid

Annually

2 Year Fixed Rate Bond

AER*

4.00%

Gross interest**

4.00%

Balance

£5,000 - £1,000,000

Interest paid

Annually

2 Year Fixed Rate Bond

AER*

4.00%

Gross interest**

3.93%

Balance

£5,000 - £1,000,000

Interest paid

Monthly

* AER stands for annual equivalent rate and illustrates what the interest rate would be if it was paid and compounded once each year.
** GROSS - the interest that you earn on money in your account before income tax is deducted.
The notice and easy access accounts have variable interest rates.
We reserve the right to withdraw these products from sale at any time.

fscs logo

Financial Services Compensation Scheme

Your eligible deposits held by a UK establishment of Charter Savings Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered. Please click here for further information or visit www.fscs.org.uk.