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About Charter Savings Bank

Welcome to Charter Savings Bank. With us, your savings count.

We're Charter Savings Bank, a UK Bank for UK Savers. Savings is what we do and it's what we're good at.

We're not just any old bank. We're a true savings partner that's built around YOU.

We understand why you save, and what your money means to you now and in the future. And we know how important it is to get personal, reliable service and a great rate for your savings too.

We're committed to offering competitive, sustainable rates. That's why we don't spend money on flashy TV adverts, extravagant offices or expensive branches.

At Charter Savings Bank, we want your savings to grow with us for as long as it's right for you.

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Our products - straightforward and simple

We know that time is precious. That’s why we’ve worked hard to offer products that are simple, straightforward and easy to access. View our product pages for further details on our current ranges.

Our heritage

We're part of Charter Court Financial Services Limited (CCFS). Founded in 2008 and based in Wolverhampton, CCFS is a specialist financial services business built for today's challenging mortgage and savings markets. CCFS launched its Charter Savings Bank brand in 2015.

CCFS announced its combination with OneSavings Bank in 2019, a retail savings and specialist lending group with a family of distinct brands that aim to help you reach your financial goals. In 2020, CCFS and OneSavings Bank became OSB Group.

CCFS is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA, we’re also proud members of UK Finance.

Our people

We’re proud to offer you a modern approach to saving. But that doesn’t mean we’re short on experience. We have a wealth of experience. Our bank is further strengthened by the guidance of a panel of experienced industry professionals. Independent of the Executive Team, they provide crucial insight, objective criticism and independent judgement on all important matters.

Multi-award-winning bank

We're proud to have received multiple awards for our proposition, marketing and product offering. Visit our awards page for further details.

Financial Services Compensation Scheme

Financial Services Compensation Scheme

Your eligible deposits held by a UK establishment of Charter Savings Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered. Please click here for further information or visit www.fscs.org.uk.