About Charter Savings Bank

Welcome to Charter Savings Bank. With us, your savings count.

We're Charter Savings Bank, a UK Bank for UK Savers. Savings is what we do and it's what we're good at.

We're not just any old bank. We're a true savings partner that's built around YOU.

We understand why you save, and what your money means to you now and in the future. And we know how important it is to get personal, reliable service and a great rate for your savings too.

We're committed to offering competitive, sustainable rates. That's why we don't spend money on flashy TV adverts, extravagant offices or expensive branches.

At Charter Savings Bank, we want your savings to grow with us for as long as it's right for you.

Picture Of Office Building

Our products - straightforward and simple

We know that time is precious. That’s why we’ve worked hard to offer products that are simple, straightforward and easy to access. View our product pages for futher details on our current ranges.

Our heritage

We're part of Charter Court Financial Services (CCFS). Founded in 2008 and based in Wolverhampton, CCFS is a specialist financial services business built for today's challenging mortgage and savings markets.

The cornerstone of our business was launched under the Exact brand in 2008, utilising our credit and collections expertise to help established lenders analyse and service their mortgage portfolios.

In 2010 we turned our attention to residential and buy to let mortgage lending and launched an intermediary only lender called Precise Mortgages. We later entered the second charge and bridging loans market. The Precise Mortgages product suite aims to meet the needs of property investors and consumers underserved by High Street lenders. Products for Precise Mortgages can be sourced through your local mortgage broker.

2015 sees CCFS reach a new milestone in its corporate development with the launch of its Charter Savings Bank brand. We see the development of a retail banking proposition as a natural extension of the business enabling us to diversify and strengthen our business model.

CCFS is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA, we’re also proud members of the British Bankers' Association.

Our people

We’re proud to offer you a modern approach to saving. But that doesn’t mean we’re short on experience. We have a wealth of experience, with our board alone providing a combined total of over 100 years of retail banking experience. Our bank is further strengthened by the guidance of a panel of experienced industry professionals. Independent of the Executive Team, they provide crucial insight, objective criticism and independent judgement on all important matters.

Click here for details of our key people and the strengths they bring.

Multi-award-winning bank

We're proud to have received multiple awards for our proposition, marketing and product offering. Visit our awards page for further details.

Financial Services Compensation Scheme

Financial Services Compensation Scheme

Your eligible deposits with Charter Savings Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered. Please click here for further information or visit www.fscs.org.uk.